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bringing funds: cash, travellers' cheques, something else?

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I'm planning a visit to Pats and contemplating how to bring my money.

 

K-bank gives the best rate for a telex transfer (not applicable to me, since I dont have a thai bank account), followed by travellers' cheques (TC). Bank notes get the worst rate.

http://www.kasikornbank.com/EN/RatesAndFees/ForeignExchange/Pages/ForeignExchange.aspx

 

 

So my options seem to be:

1. bring funds in TC

2. bring funds in cash

3. withdraw cash using my visa on Thai ATMs. This incurrs a fee with my local bank, plus there's a 150THB fee per withdrawl when using a foreign CC in a Thai ATM.

 

any suggestions whats the best option?

 

any other nifty methods to get the best exchange rate?

 

TIA


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